Contents Important information and who we are The data we collect about you How is your personal data collected? How we use your personal data Disclosures of your personal data International transfers Data security Data retention Your legal rights Glossary
INTRODUCTION
Welcome to the LOGICAL OUTLOOKLLC’s (“Company”) privacy policy. Company respects your privacy and is committed to protecting your personal data. This privacy policy will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you. Please use the Glossary to understand the meaning of some of the terms used in this privacy policy.
IMPORTANT INFORMATION AND WHO WE ARE
LOGICAL OUTLOOK LLC
PURPOSE OF THIS PRIVACY POLICY
This privacy policy aims to give you information on how Company collects and processes your personal data through your use of this website, including any data you may provide through this website when you purchase one of our products or services or take part in any of our online marketing seminars or other course offerings. This website is not intended for children and we do not knowingly collect data relating to children. It is important that you read this privacy policy together with any other privacy policy or fair processing policy we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This privacy policy supplements other notices and privacy policies and is not intended to override them.
CONTROLLER
LOGICAL OUTLOOK LLC is the controller and responsible for your personal data (collectively referred to as “Company”, “we”, “us” or “our” in this privacy policy). We have appointed a data protection officer (DPO) who is responsible for overseeing questions in relation to this privacy policy. If you have any questions about this privacy policy, including any requests to exercise your legal rights, please contact the DPO using the details set out below.
CONTACT DETAILS
If you have any questions about this privacy policy or our privacy practices, please contact our DPO in the following ways: Full name of legal entity: LOGICAL OUTLOOKLLC Email address: Support@MortgageLeadsOnTap.comYou have the right to make a complaint at any time to the Federal Trade Commission (FTC), the US authority for consumer protection issues. We would, however, appreciate LOGICAL OUTLOOKLLC Privacy Policy 3the chance to deal with your concerns before you approach the FTC so please contact us in the first instance.
CHANGES TO PRIVACY POLICY AND YOUR DUTY TO INFORM US OF CHANGES
We keep our privacy policy under regular review. It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us. THIRD-PARTY LINKS This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.
THE DATA WE COLLECT ABOUT YOU
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data). We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows: ●Identity Data includes first name, maiden name, last name, username or similar identifier, marital status, title, date of birth and gender. ●Contact Data includes billing address, delivery address, email address and telephone numbers. ●Financial Data includes bank account and payment card details. ●Transaction Data includes details about payments to and from you and other details of products and services you have purchased from us. ●Technical Data includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and LOGICAL OUTLOOK, LLC Privacy Policy 4versions, operating system and platform, and other technology on the devices you use to access this website. LOGICAL OUTLOOK, LLC ●Privacy Policy 5Profile Data includes your username and password, purchases or orders made by you, your interests, preferences, feedback and survey responses. ●Usage Data includes information about how you use our website, products and services. ●Marketing and Communications Data includes your preferences in receiving marketing from us and our third parties and your communication preferences. We also collect, use and share “Aggregated Data” such as statistical or demographic data for any purpose. Aggregated Data could be derived from your personal data but is not considered personal data in law as this data will not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy policy. We do not collect any “Special Categories of Personal Data” about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data). Nor do we collect any information about criminal convictions and offences.
Where we need to collect personal data by law, or under the terms of a contract we have with you, and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with goods or services). In this case, we may have to cancel a product or service you have with us but we will notify you if this is the case at the time.
HOW IS YOUR PERSONAL DATA COLLECTED?
We use different methods to collect data from and about you including through: LOGICAL OUTLOOKLLC ●Privacy Policy 6●Direct interactions. You may give us your Identity, Contact and Financial Data by filling in forms or by corresponding with us by post, phone, email or otherwise. This includes personal data you provide when you: ●apply for our products or services; ●create an account on our website; ●subscribe to our service or publications; request marketing to be sent to you; ●enter a competition, promotion or survey; or ●give us feedback or contact us. ●Automated technologies or interactions. As you interact with our website, we will automatically collect “Technical Data” about your equipment, browsing actions and patterns. We collect this personal data by using cookies, server logs and other similar technologies. We may also receive Technical Data about you if you visit other websites employing our cookies. A "cookie" is a small data file that the Site transfers to your computer for storage to allow our server to "remember" certain information that identifies you as an individual. The Company may use Technical Data for general marketing purposes, to retain changes that you made, and to help enhance customer experience on the Site and you hereby consent to such use by the Company. ●Third parties or publicly available sources. We will receive personal data about you from various third parties and public sources as set out below: ●Technical Data from the following parties: (a)analytics providers such as Google and Facebook based inside or outside the US; (b)advertising networks such as Facebook based inside or outside the US; (c)search information providers such as Google and Facebook based inside or outside the US; (d)Contact, Financial and Transaction Data from providers of technical, payment and delivery services; LOGICAL OUTLOOKLLC ●Privacy Policy 7(e)Identity and Contact Data from data brokers or aggregators based inside or outside the US; and (f)Identity and Contact Data from publicly available sources such as Companies House and the Electoral Register based inside the US.
HOW WE USE YOUR PERSONAL DATA
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances: ●Where we need to perform the contract we are about to enter into or have entered into with you. Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests. ●Where we need to comply with a legal obligation. See “Lawful Basis” in the Glossary to find out more about the types of lawful basis that we will rely on to process your personal data. Generally, we do not rely on consent as a legal basis for processing your personal data although we will get your consent before sending third party direct marketing communications to you via email or text message. You have the right to withdraw consent to marketing at any time by contacting us.
PURPOSES FOR WHICH WE WILL USE YOUR PERSONAL DATA
We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate. Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data where more than one ground has been set out in the table below. LOGICAL OUTLOOKLLC ●Privacy Policy 8Purpose/Activity Type of data Lawful basis for processing including basis of legitimate interest To register you as a new customer (a) Identity (b) Contact Performance of a contract with you LOGICAL OUTLOOKLLC (a) Identity (b) Contact Privacy Policy 9To process and deliver your order including: (a)Manage payments, fees and charges (c) Financial(b)Collect and recover (d) Transaction money owed to us (e) Marketing and Communications (a)Performance of a contract with you (b)Necessary for our legitimate interests (to recover debts due to us) To manage our relationship (a) Identity with you which will include: (b) Contact (a) Notifying you about changes to our terms or (c) Profile privacy policy (d) Marketing and (b) Asking you to leave a Communications review or take a survey (a)Performance of a contract with you (b)Necessary to comply with a legal obligation (c)Necessary for our legitimate interests (to keep our records updated and to study how To enable you to partake in (a) Identity a prize draw, competition or complete a survey (b) Contact (c)Profile (d)Usage (e)Marketing and Communications customers use our products/services) (a)Performance of a contract with you (b)Necessary for our legitimate interests (to study how customers use our products/services, to develop them and grow our business) To administer and protect our business and this website(including troubleshooting, data analysis, testing, system (c) Technical maintenance, support, reporting and hosting of data) LOGICAL OUTLOOKLLC (a) Identity (b) Contact Privacy Policy 10(a)Necessary for our legitimate interests (for running our business, provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganization or group restructuring exercise) To deliver relevant website (a) Identity content and advertisements to you and measure or (b) Contact understand the effectiveness of the (c) Profile advertising we serve to you (d)Usage (e)Marketing and Communications (f)Technical To use data analytics to improve our website, products/services, marketing, customer relationships and experiences (a)Technical (b)Usage (b)Necessary to comply with a legal obligation Necessary for our legitimate interests (to study how customers use our products/services, to develop them, to grow our business and to inform our marketing strategy) Necessary for our legitimate interests (to define types of customers for our products and services, to keep our website updated and relevant, to develop our business and to inform our marketing strategy) To make suggestions and Necessary for our legitimate recommendations to you interests (to develop our about goods or services products/services and grow our